2月 24, 2016

英国论文代写哪个好:银行机制

英国论文代写哪个好:银行机制

银行专注于第一信用信息个人发放贷款但以防如果个人信用信息不充分接着池和定价机制,找到合适的信用信息。池和定价机制基于相同的标准对每个人来说,然后总结到最后决定(Loughran Ritter & Rydqvist,1994)。这个方法统一处理所有事务,并将所有事务在一个基金。例如,对于贷款,银行可能会考虑配偶,孩子,父母,亲人。

英国论文代写哪个好:银行机制

整个交易信用风险评估计算。总资产依赖单一大收入来自所有来源或一个池中所有个人(Goergen Khurshed & Mudambi,2007)。本例中的内部转让价格计算基于总余额形成所有成员。最后贷款价格然后决定基于信用风险评分的成员在一个池中。然后偿还贷款只能通过一种方式与池相关联的任何成员,以防未能偿还贷款

英国论文代写哪个好:银行机制

The bank focuses on first credit information for individual while issuing loan but in case if the individual credit information is not sufficient then goes for pooling and pricing mechanism to find the suitable credit information. The pooling and pricing mechanism works based on the same criterion for each individual and then summed up to the final decisions (Loughran, Ritter & Rydqvist, 1994).This method treats all transactions uniformly, and puts all transactions in one fund. For example, for a loan, the bank may consider the spouse, children, parents, and close relatives in the pool.

英国论文代写哪个好:银行机制
The overall transactions are calculated for the credit risk estimation. The total assets are dependent on the single large income from all sources or from all individuals in one single pool (Goergen, Khurshed & Mudambi, 2007). The internal transfer price in this case is calculated based on the total outstanding balance form all members. The final loan price is then decided based on the total credit risk score for the members in a single pool. The loan is then repaid in one way only by any member associated with the pool in case one is failed to repay the loan

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