In the present day, SMEs are getting sturdier and maintain to give to the social and economic development of the economy. Obviously SMEs in China put forth the identical role as SMEs in other countries, which is primarily articulated through advancing employment, technical novelty, instruction of entrepreneurs, building up global economic dealings, speeding up market competition, keeping up economic vitality etc. however, what we come to exclusive for SMEs in China is that, SMEs have wide-ranging effect on the transition of economic and social formation in China. For case in point, the enlargement of non-public-owned SMEs not just transforming the enterprise rights composition, but as well lays an essential groundwork in the progression of building up market economy in China. SMEs in developing country find themselves in handicap position when it comes to uncomplicated access to financial services, particularly when it comes to comparing SMES access to financing in developed countries. One of the major hurdles of fostering SMEs in such country and particularly in China is deficiency of financing in developing countries, where if financing is accessed adequately and conveniently, it will play foremost role in expanding growth of the economy, create large scale employment and reduce poverty in these countries (World Bank Report, 2008).
在现今，中小企业越来越坚固，保持给社会和经济发展的经济。显然，中国的中小企业提出了相同的作用，为中小企业在其他国家，这主要是通过促进就业阐述，技术新颖，指令的企业家，建立全球的经济往来，加快市场竞争，保持经济活力等，然而，是什么我们来到专为中国中小企业，中小企业有广泛影响中国经济和社会形态的转变。点的情况下，扩大非公有制中小企业不只是改变了企业权利组成，但也奠定了重要的基础，在建立市场经济在中国的进展。中小企业在发展中国家发现自己在障碍物的位置，当它涉及到简单的金融服务，特别是当它涉及到比较中小企业获得融资在发达国家。在该国促进中小企业，特别是在中国的主要障碍之一是缺乏在发展中国家，如果资金充分和方便地访问，将发挥最重要的作用在扩大的经济增长，创造大规模的就业和减少融资在这些国家中的贫困（世界银行报告，2008）。
