Challenges of improving slum conditions also face while scrutinising slum dwellers, which are without any financial support and are rejected by credit companies and banks for raising money to buy new homes. This keeps them in slums without any legal way of buying an affordable house. Access to clean water and sanitation facilities is low, and when it is improved in slum projects, it remains fear of theft. Poverty and lack of income force the slum dwellers to resort to thieving of basic amenities. Health and education are almost difficult for slum dwellers who are not even aware of the government’s free education policy for small children under 12, and hence uneducated mentality reigns supreme making it even more difficult for them to cooperate, trust, and assemble together for a good cause. Mahabir et al. (2016) affirmed the need for better understanding slums from the socio-economic and socio-political perspective, which can give better answers of their uplifting. This goes well with the slums of Mumbai who have formed communities, as per the dominant religions and engage with other stakeholders on a regular basis for projecting their issues and challenges.
The challenges of upgrading slums are immense in that the government finances and burden on its treasury and revenue are foremost (UN-Habitat, 2002); Global Report on Human settlements. This is because with mass infrastructure project investments, the provincial government remains deficient in fulfilling the slum dwellers problems, as overhauling transport infrastructure is of paramount importance. There could be success stories of upgrading a slum with an efficient policy, but it is a fact that Indian government’s executive and skill expertise remains behind the global peers and benchmark practices. Urbanization and slum growth are two facets of the same coin of liberal policies that do not identify a conservative outlook, at least even for a short time in order to settle the issue of endless slum development in urban cities, and therefore endless inability of the government to render justice.
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