澳洲论文代写：破产制度的比较与建议。破产制度的比较与建议需要负责任地加以采纳。美国的文化、工作方式、美国的理想和支持制度与澳大利亚的制度不同，因此可能会带来问题。因此，即使澳大利亚的法律看起来是一种想法，它也应该负责任地被采纳。有趣的是，澳洲论文代写专家选择对两种破产制度进行比较分析，以突出建议。接下来澳洲论文代写将为同学们分析讨论下破产制度的建议。
在美国破产法中，美国法典第11条对个人破产和公司破产都有规定。在不同的法典章节中，第7章是由债务人以一种简单的方式获得破产解除。债务人只需放弃所有非豁免资产以偿还债权人。另一方面，第13章给了债务人一些选择，以便重组他的事务，然后在三年的时间内按部分偿还。这也将允许他们保留他们的非豁免财产。乍一看，这似乎是一个理想的系统，然而，人们不得不注意到，这里没有详细介绍对债权人的价值。如果他们更多的财产被归为非豁免财产，他们会损失更多。
然而，在澳大利亚的情况下，正如作者提出的，破产法是联邦的，个人破产和公司破产的法规是不同的。两者允许债务人或债权人启动程序的方式有一些相似之处。在债务的划分、债务的定义等方面，两者都是相同的。然而，一个关键的区别在于债权人可以提出破产套间的方式，在这种方式中，他们必须表明他们的请求是基于某些破产行为，如故意拖延向债权人付款等。在某种程度上，债权人要回他们的钱的权力似乎在这里增加了。此外，不仅非豁免资产将用于偿还债权人，而且有足够收入的债务人也有必要将其收入的一部分用于偿还债务。在澳大利亚，家庭也不能幸免。在某种程度上，作者的这一论点表明债权人和债务人之间似乎有了更多的平衡。这似乎是一个更公平的系统，因此我同意作者的分析和建议。
The bankruptcy system recommendations need to be adopted responsibly. The culture, the way of working, the American ideals and support system for people are different from the Australian system and could hence pose problems. Therefore, even if the Australia law seems ideas, it should be adopted responsibly.
It is interesting how the author chooses to present a comparative analysis of both bankruptcy systems to highlight recommendations. In American Bankruptcy law, the Title 11 of the United States code holds provision for both personal bankruptcy and corporate insolvency. Of the different code chapters, Chapter 7 is used by debtors to obtain a bankruptcy discharge in a simple manner. The debtor only has to relinquish of all their non-exempt assets for paying back creditors. Chapter 13 on the other hand gives the debtor some options as to reorganize his affairs and then repay by portions over a time period of three years. This would allow them to retain their non-exempt properties as well. At first glance, this seems like an ideal system, however, one cannot help but notice that the value to creditors are not presented in detail here. They would lose more, if more of their properties are classified as non-exempt.
In the case of Australia, however, as authors present it, the bankruptcy law is federal and the statutes for personal bankruptcy and corporate bankruptcy are different. There are some similarities in the way each allow the debtor or the creditor to start proceedings. In terms of debt obligation divisions, definition of debts and more, both are the same. However, a critical difference lies in the way the creditor can bring about a bankruptcy suite, wherein they must show their petition is founded on some act of bankruptcy such as an intentional act to delay payment to creditors etc. In a way, the power of the creditor to get back their money appears to be increased here. In addition, it is not only the non-exempt assets that would go towards paying the creditors, it is necessary for the debtors with sufficient income to use part of their income for repayment of debt. Homes are not exempt in Australia. In a way, this argument by author shows how there seems to be more balance between creditor and the debtor. It seems like a fairer system and therefore I agree with the analysis and recommendations made by the author.
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